Pip - Before you spend, check one number

A Calmer Way to Spend

Before you spend, check Pip. Pip gives you Spendable Cash Today: one calm number before the next purchase, so you can stop guessing from your bank balance without building a budget.

Balance Room vs. Reality

Your bank app shows what exists, but your balance is not all open room. Pip subtracts what already has a job and gives you the number to check before the next purchase. We keep your money habit small but change the default number.

Not Another Budget App

Say goodbye to spreadsheets, category guilt, and complex charts. Clarity should feel calming, not like homework. Pip is designed for people who want a single daily signal that makes the next decision easier without the overhead of traditional budgeting tools.

How it Works

Pip simplifies your financial overview into four calm steps:

1. Connect Securely: Link read-only accounts so Pip can understand the money coming in and going out.
2. Set Goals in Chat: When you are ready, ask Pip to track savings goals without moving money.
3. Check Pip First: Open one number before the next purchase instead of guessing from your bank balance.
4. Ask for the Why: When the number changes, Pip to explain what moved it without turning the app into a dashboard.

Privacy and Trust

Pip is built on a privacy-first foundation. Because your money data should not be the product, we offer a paid subscription model with no ads and no selling of financial data.

Security Features:

• Read-only data connections feed the daily signal.
• Pip calculates the number but cannot move any money.
• No ads or third-party data selling.
• Direct paid relationship ensures your privacy is protected.

Ask Pip

Sometimes you need more than a number. Ask Pip natural questions and get calm, context-aware answers without digging through transaction histories. You can ask things like:

• Can I spend $50?
• Why did today change?
• What's coming up?

Pricing

Pip offers a simple, transparent pricing model for one daily number. For people who want Pip as a daily spending habit, you can subscribe for $7.99 / month.

Why Paid?

Pip is paid because your money data should not be the product. By choosing a subscription, subscription ensures that your financial information remains private and secure.

The Pip Blog

Explore our blog for tiny money habits, no homework. Read about bank-balance guessing, daily spending signals, cute finance design, and cute finance design, why one number can work better than a budget.